Polk · Lake · Osceola · Orange counties
We go up on your roof, photograph every slope, and hand you a written finding. If it has years left, that is what the finding says, and you owe us nothing.
The free inspection
Most free inspections are a sales call with a ladder. Ours produces a document. It takes about ninety minutes.
Not a drive-by, and not a drone pass from the street. An inspector goes up and checks the field, the flashing, the boots, the valleys, and the decking underfoot.
Typically thirty to fifty photographs, labeled by slope. You get all of them, including the ones that show your roof is in good shape.
Numbered, dated, and signed by a licensed contractor, with an estimate of remaining useful life. Yours to keep and to forward to your carrier.
Sound
Years of life left. We write it down, hand it to you, and go away. Come back to us when the finding says otherwise.
Repair
A slope, a valley, some boots, or flashing. We quote the repair and nothing more. A repair is not a re-roof, and we will not pretend it is.
Replace
The roof is at the end. You get the photographs that prove it, a scope, and dates. Then you can shop it. We expect you to.
What is under the surface
These photos are from our own repair jobs. A roof can look fine from the ground and still be rotting underneath.



Why roofs fail here
Most roofers here sell storm damage. That is a coastal business. Inland, across the four counties west and south of Orlando, roofs come down for three reasons that have nothing to do with wind.
Full southern exposure bakes the asphalt binder out of a shingle. Granules loosen, the mat goes brittle, and the south and west slopes always go first.
Central Florida built most of these subdivisions between 1995 and 2008. A thirty-year shingle in Florida sun is not a thirty-year shingle. Twenty is closer.
The event that actually starts most re-roofs here is a non-renewal notice in the mail. No wind, no leak, no tarp. Just a date and a requirement.
Recent work





If you do need a roof
Every roofer says they communicate. Here is ours, written down and countable. You get all seven whether or not you ask, from the same person, at the same number.
Your install date, and the direct number of your project lead.
When they arrive and where they go, clear of your garage and driveway.
Arrival time, and what to move before tear-off.
What we found under the old roof, with a photo and the contract rate for any repair.
Underlayment and flashing on, so the house is watertight that night.
Magnet sweep of the lawn, beds and driveway, and the dumpster gone.
Final photos, warranty registration, permit close-out, and the paperwork your carrier will want.
Where we work
We schedule by neighborhood rather than by whoever calls first. It keeps crews close, keeps dates honest, and means your neighbors can tell you how we did before you ever call us.
Polk County
Winter Haven, Davenport, Haines City, Lake Alfred, Auburndale
Lake County
Clermont, Minneola, Groveland, Montverde, Mascotte
Osceola County
Kissimmee, Celebration, St. Cloud, Poinciana
Orange County
Winter Garden, Ocoee, Windermere, Horizon West
Licensed and permitting in all four. If your address is near a county line, we already know which office it belongs to. Not sure whether you are in our area? Call and ask.
Questions we get
Not always. Florida law gives homeowners a path to supply an inspection showing remaining useful life instead of replacing, and licensed roofing contractors can perform that inspection. Whether it satisfies your particular carrier depends on your policy and their underwriting rules, which is why the finding is written, dated, and photographed. Bring us the letter and we will read it with you.
Free, and there is no obligation attached to it. The reason it makes business sense for us is simple: we now have a dated file on your roof. When it does reach the end, we would like you to call us. That is the entire arrangement.
No. The inspector’s job is to look and write down what they saw. If the finding says replace, you get the scope and the photographs. If you are ready to move ahead, we can go over your options right away. If you would rather take your time, take it, and feel free to get other bids.
Most single-family homes run three days: tear-off and dry-in on day one, shingles through day two, and finish work plus cleanup on day three. Your house is never left open overnight. Larger or tile roofs take longer, and we tell you the number before you sign rather than after we start.
No. We submit the architectural request with you rather than leaving it on your desk.
We move you and we tell you the same day. A schedule change is one text with a new date in it. You should never learn about a delay by looking out the window.
Different clock entirely. Inspection and written estimate inside 24 hours, work scheduled into the gaps in your booking calendar, and a referral program for owners, managers, and agents.
Ninety minutes, every slope, and a written finding. If your roof has years left, you will have that in writing by the end of the week.
Prefer to talk? Call (407) 280‑3786, Monday to Friday 7am – 7pm and Saturday 9am – 5pm, or email info@overarmorfl.com.
It takes about a minute. We call you back the same business day.